Terms and Conditions:

1.        Insurance application must be submitted and received by MassMutual Asia Ltd. (“the Company”) between January 4 and March 18, 2010 (“the Promotion Period”), and the application must be approved with the first premium payment paid on or before April 28, 2010 in order to enjoy the reward (“the Reward”).

2.        Eligible policies must be designated education, life insurance or investment plans, for insured aged 12 or below, issued by the Company during the Promotion Period.

3.        The promotional offer is provided on an insured basis, and each insured may qualify for the offer once only during the Promotion Period. The Reward will be offered to the policyowner. The Gift Redemption Certificate will be delivered to the policyowner together with the policy document.

4.        Should the customer cancel the policy during the cooling-off period, the customer will not be eligible for any Reward.

5.        The Company reserves the right to modify, add or delete, or interpret any of the above terms and conditions without any prior notification, including the right to change the Reward. In case of any dispute, the Company reserves the right of final decision. The Company is not the provider of the Reward, and will not liable for the quality of the product and service as provided.

6.        Extra Bonus will be calculated based on the relevant Extra Bonus rate and the average monthly policy value over the 5 years preceding the payment of the Extra Bonus.

7.        The “guaranteed interest rate” is only applicable to a policy that has been in force for 15 years or more.

8.        The “Payor’s Benefit” is valid until the insured child has reached age 25 or the policyowner has reached age 65, whichever is sooner. This supplementary rider benefit is not applicable to single-premium policies.

9.        The above contains general information on “Target Education Saver”. Please refer to the policy document for benefit coverage and exact terms and conditions of the respective insurance plans.

For more information about this promotion, please click here.

Terms and Conditions:

1.    Insurance application must be submitted and received by MassMutual Asia Ltd. (“The Company”) between January 4 and March 18, 2010 (“The Promotion Period”), and the application must be approved with the first premium payment paid on or before March 31, 2010 in order to enjoy the reward (“the Reward”) and voting eligibility for “the Best Retirement Place” Election (“the Voting Eligibility”).

2.    Eligible policies must be “Target Saver” policies, including “Target Annuity Saver” and “Target Education Saver” issued by the Company during the Promotion Period.

3.    The offering of the Reward / Voting Eligibility is on an insured basis, and each insured may qualify for the Reward / Voting Eligibility once only during the Promotion Period. The Reward / Voting Eligibility will be offered to the policyowner. If a customer has subscribed to two or more “Target Saver” policies, premium amounts will not be aggregated. The Gift Redemption Certificate will be delivered to the policyowner together with the policy document.

4.    Should the customer cancel the policy during the cooling-off period, the customer will not be eligible for any Reward and will be required to refund the value of the Reward to the Company if a Gift Redemption Certificate has already been issued. The retail price of the 999.9 Gold-plated Chinese Zodiac Gift-set is HK$2,800; and the retail price of the Glittering Mahjong Gift-set is HK$1,000.

5.    The Company reserves the right to modify, add or delete, or interpret any of the above terms and conditions without any prior notification, including the right to change the Reward. In case of any dispute, the Company reserves the right of final decision. The Company is not the provider of the Reward, and will not liable for the quality of the product and service as provided.

6.    The above contains general information on “Target Annuity Saver”. Please refer to the policy document for benefit coverage and exact terms and conditions of the respective insurance plans.

For more information about this promotion, please click here.