The following exchange rates are applicable to individual insurance premium payments received by MassMutual Asia during the period March 6, 2010 to March 12, 2010:

For policies issued in Hong Kong and Macau (paid in HK$)
US$ 1 = HK$ 7.765

For policies issued in Macau only (paid in MOP)
US$ 1 = MOP 7.998
HK$ 1 = MOP 1.03199